Should You Get Travel Insurance Right Now?

163c285900e7a19f65e862a4c1f74a18.jpeg

While travel insurance often feels like an additional, unnecessary expense, the truth of the matter is that it can actually save your neck in more ways than one. From unexpected circumstances of all kinds, chances are one of the following has happened to you or someone you know before while traveling. Here are five reasons that everyone needs travel insurance.

Unable to travel?

Given the volatility of variants and the way the world news is going these days, the question of, ‘will I even be able to take my trip?’ might be the question in the back of everyone’s mind when booking travel plans at the moment. Should you be unable to travel due to illness, family concerns, or, you know, the upheaval of an entire government, you will be covered for the cost with travel insurance. Travel insurance will cover you if you cannot make it and ensure that you won’t lose out on your funds.

Cancellation cover 

Similar to above - no matter if you are living a nomad life or going on a family trip, cancellations are going to happen from time to time - and probably now more than ever. If so, you could result in losing your money. However, when you have travel insurance, you will be able to make a claim and get that money back. If there is any time to be covered for cancellations, now is the time. However make sure to check with policies from travel providers along the way as given the way things are at the moment, many providers have worked in additional clauses for cancellations.


You can get back on your feet sooner after an incident

Traveling is often when we are out of our normal routines, in new experiences, and put ourselves at different kinds of risks. If something happens abroad, travel insurance can help you get back on your feet without finding yourself in a financial mess. For instance, attaining travel insurance and seeking help from an expert team like Canyon Legal Group can assist you should you need help with travel insurance or even other issues that occur abroad.

Theft 

God forbid you experience theft on your trip - however, travel insurance can have you covered if it does happen. Whether you have your phone stolen, your wallet taken (or lost), or your belongings go missing, getting in touch with your insurance provider can help you attain the cost to replace the items. Theft can happen anywhere you go, even if you go to the safest place on earth.

Lost baggage

If you’ve been traveling regularly for at least 10 years, chances are this has happened at least once to you - or to a travel partner. If you get off of your flight or bus and somehow your baggage got lost, travel insurance should cover you for the contents. So long as your contents cover is more than the value inside your bags, then you will be fine. However - if you are someone who often travels with expensive items, try to carry these in your hand luggage. Or, choose the more extensive and expensive travel insurance to ensure that your contents are covered and safe should they get lost in transit.



Tienlyn Jacobson